Unlocking Luxury: A Deep Dive into the Maybank Visa Infinite Card (2026 Review)
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Maybank Visa Infinite Card Review
Unlocking Luxury: A Deep Dive into the Maybank Visa Infinite Card (2026 Review)
The Maybank Visa Infinite credit card is designed for the discerning individual with a taste for premium travel, exclusive privileges, and a rewarding lifestyle. As a top-tier offering, it provides a compelling suite of benefits, particularly for those with high spending habits on travel and foreign currency transactions.
Here is a breakdown of its key features, benefits, fees, and eligibility requirements (based on Singapore and Malaysia data for 2025):
Key Features & Why It Stands Out
The Maybank Visa Infinite positions itself as a luxury travel companion with strong rewards and concierge services.
Feature | Singapore (SG) Highlights | Malaysia (MY) Highlights |
Annual Fee | S$654 (waived for the first year) | RM800 (waived for the first year, subsequent waiver with RM80,000 annual spend) |
Income Requirement | S$150,000 p.a. | RM100,000 p.a. (approx. RM8,333/month) |
Rewards Program | Maybank TREATS Points (Enrollment in Rewards Infinite program for non-expiring points) | Maybank TreatsPoints (redeemable for air miles and gifts) |
Foreign Currency Spend | Up to 3.2 mpd (miles per dollar) on Foreign Currency Spend with S$4,000 minimum monthly spend. Otherwise, 2 mpd. | Up to 5X TreatsPoints (approx. 2.0 mpd) on overseas spend. |
Local Spend | 1.2 mpd (3X TREATS Points) | 1X TreatsPoint per RM1 spent on general categories. |
🌍 Travel and Lifestyle Privileges
This card truly shines in the area of premium lifestyle and travel perks, designed to enhance every journey.
Complimentary Airport Limousine / JetQuay Access (SG): Receive one complimentary one-way airport limousine transfer or one complimentary JetQuay Quayside service per month upon achieving a minimum spend of S$3,000 in the previous calendar month.
Airport Lounge Access:
Singapore: Enjoy unlimited Priority Pass™ lounge access for the principal cardholder (renewal requires annual fee payment or S$60,000 annual spend). Guests/Supplementary cardholders pay a fee.
Malaysia: Complimentary access to Plaza Premium Lounge (up to 5x annually) and the Visa Airport Speed Pass for faster immigration.
Complimentary Travel Insurance: Get peace of mind with up to S$1,000,000 (SG) or up to RM2,000,000 (MY) complimentary travel insurance coverage when you charge your full travel fare to the card.
Visa Infinite Exclusives: Access the 24/7 Visa Concierge Service for travel planning, reservations, and more, along with exclusive benefits at over 900 properties via the Visa Luxury Hotel Collection.
⛳ Golf and Wellness Benefits
Global Golf Privileges: Enjoy complimentary green fees all year round at over 100 participating golf courses in 17 countries, often subject to a minimum monthly spend (e.g., RM5,000 in Malaysia).
Complimentary Day-Pass (SG): Receive a complimentary day-pass to the Gym and Pool at Parkroyal Collection Marina Bay when you spend a minimum of S$3,000 in the previous calendar month.
Rewards and Miles Maximisation
The Maybank Visa Infinite is particularly attractive for miles enthusiasts who spend heavily overseas:
High Overseas Earn Rate (SG): The 3.2 miles per dollar (mpd) on foreign currency spend (with S$4,000 monthly minimum) is a highly competitive, uncapped rate for general overseas spending.
Non-Expiring Points (SG): Enrollment into the Rewards Infinite programme ensures your Maybank TREATS Points never expire, giving you flexibility for future miles redemption.
Miles on Excluded Categories (SG): Unlike many other rewards cards, the Maybank Visa Infinite still earns miles on traditionally excluded categories like Education, Hospital Bills, and Insurance Premiums (typically 1.2 mpd, subject to caps and changes). Note: Points on utilities and donations are being removed from December 2025.
Is the Maybank Visa Infinite the Right Choice for You?
The Maybank Visa Infinite card is best suited for:
High-Net-Worth Individuals (HNWIs): The high annual income requirement (S$150,000 in Singapore) targets affluent customers.
Frequent International Travellers: The combination of complimentary airport transfers, lounge access, and a high, uncapped foreign currency earn rate is its main selling point.
Miles Purists: The non-expiring points and ability to earn miles on typically excluded big-ticket expenses (like insurance) offer excellent value.
Consider an Alternative if:
You prefer cashback: Other Maybank cards like the Maybank Family & Friends Card offer much higher cashback rates on specific local categories.
Your annual spend is low: The high annual fee and the minimum spend requirement for the best perks (e.g., S$3,000 for limo, S$4,000 for max FCY miles) mean you must be a high spender to justify the cost.
✅ How to Apply
To apply for the Maybank Visa Infinite, you will typically need to meet the minimum annual income requirement (S$150,000 for Singapore, RM100,000 for Malaysia) and provide supporting documents such as your latest Income Tax Notice of Assessment, payslips, or CPF contribution history.
Disclaimer: Card features, fees, and eligibility are subject to change by Maybank. Please check the official Maybank website for the most current and detailed Terms and Conditions before applying.
Application Page for the Maybank Visa Infinite Card
As Maybank operates in several countries in Southeast Asia, the cards and application methods differ slightly in each region.
Here are the application pages and key eligibility requirements for the Maybank Visa Infinite card in its primary markets: Malaysia, Singapore, and Indonesia.
🇲🇾 Malaysia: Maybank Visa Infinite
Maybank Malaysia offers both a conventional Maybank Visa Infinite and an Islamic version. The application is typically available online.
Detail | Conventional/Ikhwan Visa Infinite |
Minimum Annual Income | RM100,000 (~RM8,333/month) |
Annual Fee | RM800 (waived for the first year; subsequent waiver with RM80,000 annual spend) |
Application Link | You can find the application form and apply online via the official Maybank2u website's credit card section. Look for the "Apply Now" or "Application Form" links on the product page. |
Key Documents | Copy of NRIC/Passport, Latest BE form with tax receipt, Latest 3 months' salary slips. |
🇸🇬 Singapore: Maybank Visa Infinite
The Singapore card is positioned for high-net-worth individuals and requires a higher income threshold.
Detail | Maybank Visa Infinite |
Minimum Annual Income | S$150,000 |
Annual Fee | S654(waivedforthefirstyear;subsequentwaiverwithS60,000 annual spend) |
Application Method | Due to its premium status, the application process often starts with an online enquiry form or a request for a callback on the official Maybank Singapore credit card page, rather than a direct instant application form. |
Key Documents | Copy of NRIC/Passport, Latest Income Tax Notice of Assessment, Latest computerised payslip, or CPF contribution history. |
🇮🇩 Indonesia: Maybank Visa Infinite Credit Card
Maybank Indonesia has a direct online application portal for its credit cards.
Detail | Maybank Visa Infinite |
Minimum Annual Income | IDR 300 Million (300.000.000) |
Annual Fee | IDR 1.5 Million (Free for the first year) |
Application Link | The official Maybank Indonesia website has an "APPLY" button on the Visa Infinite product page, which directs you to an online form to start the application process. |
Key Documents | Copy of KTP (for Indonesian citizens) or Passport/KIMS/KITAS (for foreigners), Copy of NPWP, Salary Slip or Work Certificate. |
🇵🇭 Philippines: Maybank Visa Infinite
In the Philippines, the card is often offered as an exclusive benefit for existing premier clients.
Detail | Maybank Visa Infinite |
Application Eligibility | Exclusive to Maybank Premier clients with a minimum aggregated total deposit and investment of ₱3 Million. |
Application Link | You can start the credit card application process on the official Maybank Philippines website's application form page. You will typically need to indicate the card you are applying for and provide your income details. |
To directly access the page in your specific country:
Search for the specific product name and the country on Google, for example: "Maybank Visa Infinite Card [Country Name]" to ensure you land on the most up-to-date and correct official bank page for your location.
Unlocking Luxury: A Deep Dive into the Maybank Visa Infinite Card (2026 Review)